Best Practices to Protect Your Company against Fraudulent Workers’ Comp Claims
While employers are responsible for creating a safe work environment, they are also responsible for providing employees with workers' compensation benefits when injuries are sustained on the job. But occasionally workers’ compensation claims involve fabricated injuries or injuries that actually occurred away from the job. Luckily, there are ways you can protect your business against these false claims.
- Promote an Honest Work Place
It’s important you speak openly, educate your employees about workers’ compensation, and highlight the serious implications of fraud. Explaining what workers comp is and how it works will help eliminate misconceptions, and discussing how fraudulent claims diminish the importance of actual on the job injuries will keep your employees honest.
- Set Up a Thorough Hiring Process
One of the best ways to prevent false workers’ comp claims is to hire the right employees. Conducting thorough background checks is key. If you find a potential hire with a history of fraudulent convictions, ask them to explain1.
- Hold Mandatory Safety Trainings
Having a safety program in place can help keep your employees safe on the job and prevent injury. You can conduct monthly trainings about different topics to keep your employees in the know- anything from how to lift heavy objects to the importance of taking breaks from sitting at a desk.
- Have an Accident Plan
If an employee does get hurt on the job, it’s important that you have a clear plan of action, and that all accidents are dealt with immediately. Appoint a person to be in charge when an injury happens on the job. Be sure to get a written description of what happened, including accounts from any witnesses1.
- Track Safe Work Days
Your company should not only keep records on injuries that occur on the job, but it’s also good practice to track safe work days. The best way to do this is to have employees confirm they had no accidents while on the job upon clock out. If a questionable claim is filed at a later date, employers can refer to their safe work day records.
How EPAY Can Help
EPAY Systems’ cloud based time and attendance software, BlueforceTM, has a unique safeguard that requires employees to answer a safety question upon clock out at the end of a shift. If an injury is reported, a real time alert is sent to the manager, so they are instantly made aware of the issue. Learn more about how Blueforce can help prevent false workers’ comp claims.
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